Crash advice - General Forum - Peugeot 306 GTi-6 & Rallye Owners Club

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Subject: Crash advice

daver6

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Location: Durham

Registered: 08 Aug 2010

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Post #1

I was driving in Newcastle with my girlfriend on Saturday, in her Clio.

I approached a double set of lights and the traffic in front wasn't moving so I slow so as not to block the junction....

BOOM... van right up our arse.

My wrist is f**ked, I can barely move it. My back and shoulders are very painful, same with my girlfriend.

The Clio doesn't look bad, the bumper was knocked out of place but I managed to pull it back on and it doesn't appear to be damaged.... but will likely have broken fixings.

I'm gonna get the car on a ramp tomorrow after work to check the boot floor etc

Anything I should do? Is it worth calling my insurer before I inspect the car? I don't want to claim if it's okay?

The van was a council van, so we have a council claims line to call. Any idea's?

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Posted 31st Mar 2014 at 18:51

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bigbadbowen

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Location: Winchester

Registered: 21 Nov 2003

Posts: 13,753

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Post #2

Do it all via the councils insurance ! Get 2 independent quotes for the damage and send them off to the councils insurance . Then start injurie claims

Posted 31st Mar 2014 at 19:25

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eddy_gti6

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Location: Durham

Registered: 20 Oct 2008

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Post #3

Get onto winn solicitors mate there based in byker in newcastle and tend to be pretty quick too and you dont need to go through your insurance as they will deal with the other persons insurance to claim all you are owed. Also make sure you get to the walk in centre and the doctors to get a medical report and a copy of any sick note if you need any for time off work.

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Posted 31st Mar 2014 at 19:36

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mik

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Location: Kent

Registered: 17 Feb 2011

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Post #4

Yes, if you get hit in the rear it is their fault and will be paid by their insurance, and your insurance company will claim back your excess from the other insurer. However, when you get insurance in the future, you will still have to answer "yes" to having made a claim, so you may pay higher premiums for the next 5 years as a result - despite the fact it was not your fault.

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Posted 31st Mar 2014 at 19:37

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Niall

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Location: Epsom

Registered: 06 Jun 2012

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Post #5

Normally i wouldn't say go and claim straight away as i don't agree with most of these whiplash type claims however i know my self how long a wrist injury can put you out of action and cause you a hell of a lot of pain for a long time so personally, id do as Eddy as suggested.

With regards to the car, ALWAYS let your insurer know asap wether you intend to claim or not. If they find out you haven't informed them (and they do have odd ways of finding these things out!), they will more than likely cancel your policy and if you have insurance cancelled, you will have a hard time getting insurance for years to come! Even though its not your fault, they want to know whats happened so they can determine who's at fault.

Posted 31st Mar 2014 at 19:41

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daver6

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Location: Durham

Registered: 08 Aug 2010

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Post #6

Thanks for the replies. I'm not after whiplash as I'm not suffering, but I am struggling to do anything with my wrist :/

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Posted 1st Apr 2014 at 07:09

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pebbles167

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Location: Melksham. Wiltshire.

Registered: 08 Dec 2009

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Post #7

Compo for the wrist perhaps? Get a doctors note Yes

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Posted 1st Apr 2014 at 08:25

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eddy_gti6

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Location: Durham

Registered: 20 Oct 2008

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Post #8

Go for all you can I say then you have more money to put into your rallye LOL

imagine it was you who would have went into them, bet they wouldn't think twice about claiming for all they can. Specially now how easy it is to claim for whiplash ect...

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Posted 1st Apr 2014 at 08:35

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russbez

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Location: Inverness-Shire

Registered: 19 Dec 2005

Posts: 7,459

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Post #9

eddy_gti6 wrote:

Go for all you can I say then you have more money to put into your rallye LOL

imagine it was you who would have went into them, bet they wouldn't think twice about claiming for all they can. Specially now how easy it is to claim for whiplash ect...

this

lots of other people wouldnt blink before claiming for damages why should you bud Dunno

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Posted 1st Apr 2014 at 08:51

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daver6

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Location: Durham

Registered: 08 Aug 2010

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Post #10

Boot floor is crumpled. I can't eat or wipe my arse, my wrist is killing Sad

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Posted 1st Apr 2014 at 20:21

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Castor_Troy

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Location: Forfar

Registered: 25 Jul 2013

Posts: 282

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Post #11

daver6 wrote:

Boot floor is crumpled. I can't eat or wipe my arse, my wrist is killing Sad

What are women for! Whistle

Posted 1st Apr 2014 at 20:26

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scotzman

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Location: Dundee

Registered: 24 Jun 2011

Posts: 1,408

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Post #12

daver6 wrote:

Boot floor is crumpled. I can't eat or wipe my arse, my wrist is killing Sad

why do you want to eat your own arse? LOL

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Posted 1st Apr 2014 at 20:31

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eddy_gti6

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Location: Durham

Registered: 20 Oct 2008

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Post #13

scotzman wrote:

daver6 wrote:

Boot floor is crumpled. I can't eat or wipe my arse, my wrist is killing Sad

why do you want to eat your own arse? LOL

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Posted 1st Apr 2014 at 20:32

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mechanical_repairs

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Location: leicester

Registered: 10 Jan 2005

Posts: 12,122

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Post #14

Insurance companies can be a pain, I had an accident last September and as of yet still haven't been paid out, had a courtesy car ever since and the cost per day is £63 billed to them.

They admitted liability just seems they don't value the car like I do, even with invoices etc, went court last week still waiting the verdict. I never went for the whiplash etc at the start but once I felt they were taking the p**s, I claimed for everything.just got to see what I get.

Hopefully yours will go all smooth, it's a nightmare if it doesn't.

Carl

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Posted 6th Apr 2014 at 16:52

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buzzbrightyear

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Registered: 09 Jul 2008

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Post #15

daver6 wrote:

Boot floor is crumpled. I can't eat or wipe my arse, my wrist is killing Sad

Front wipe?

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Posted 6th Apr 2014 at 18:45

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dangti6

aka JKshooter

Location: Taunton, Somerset

Registered: 15 Jun 2006

Posts: 10,308

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Post #16

Use your other hand to wipe your arse. I appreciate you can't get the same purchase, but if you use a damp sponge you should manage.

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Posted 6th Apr 2014 at 21:27

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daver6

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Location: Durham

Registered: 08 Aug 2010

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Post #17

dangti6 wrote:

Use your other hand to wipe your arse. I appreciate you can't get the same purchase, but if you use a damp sponge you should manage.

I just can't do it! I'm left handed too... so I should be able to manage but I'm quite clearly right hand dominant.

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Posted 7th Apr 2014 at 21:44

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dangti6

aka JKshooter

Location: Taunton, Somerset

Registered: 15 Jun 2006

Posts: 10,308

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Post #18

Do you have a lawn sprinkler?

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Posted 7th Apr 2014 at 22:04

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pebbles167

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Location: Melksham. Wiltshire.

Registered: 08 Dec 2009

Posts: 2,516

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Post #19

daver6 wrote:

dangti6 wrote:

Use your other hand to wipe your arse. I appreciate you can't get the same purchase, but if you use a damp sponge you should manage.

I just can't do it! I'm left handed too... so I should be able to manage but I'm quite clearly right hand dominant.

Could be worse.

Recently broke both my wrists, I resorted to wrapping toilet roll around a coat hanger.... Unsure

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Posted 7th Apr 2014 at 22:27

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Cjwatson27

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Location: Oxford

Registered: 17 Sep 2013

Posts: 1,968

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Post #20

quote:

Could be worse.

Recently broke both my wrists, I resorted to wrapping toilet roll around a coat hanger.... Unsure

Thats sounds like a accident waiting to happen LOL

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Posted 7th Apr 2014 at 22:27

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pebbles167

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Location: Melksham. Wiltshire.

Registered: 08 Dec 2009

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Post #21

Cjwatson27 wrote:

Thats sounds like a accident waiting to happen LOL

Surprisingly effective if you get the angle right Thumbs up

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2008 BMW K1200R

Posted 7th Apr 2014 at 22:28

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daver6

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Location: Durham

Registered: 08 Aug 2010

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Post #22

The right angle for you meaning all the way up?...

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Posted 7th Apr 2014 at 23:34

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stan_306gti6 Forum Admin

Location: Kent

Registered: 18 Jan 2004

Posts: 21,769

Status: Offline

Post #23

pebbles167 wrote:

Cjwatson27 wrote:

Thats sounds like a accident waiting to happen LOL

Surprisingly effective if you get the angle right Thumbs up

This conversation is all wrong...

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Posted 8th Apr 2014 at 00:10

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pebbles167

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Location: Melksham. Wiltshire.

Registered: 08 Dec 2009

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Post #24

Hmm.. yes it has gone a bit the wrong way LOL

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2008 BMW K1200R

Posted 8th Apr 2014 at 00:18

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buzzbrightyear

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Location: hiding all receipts for car

Registered: 09 Jul 2008

Posts: 11,901

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Post #25

pebbles167 wrote:

Hmm.. yes it has gone a bit the wrong way LOL

Which way did the coat hanger go then

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Moonstone phase 7 gti6
My Project thread: http://www.306gti6.com/forum/showthread.php?id=119992&page=1

Posted 8th Apr 2014 at 07:44

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