Im pretty sure that unless you can proove that your car will pass an mot with the D-Cat your insurance
Is null and void! They really only seem to increase torque at the top end anyway
Maybe a bit more of a grunty noise but to be honest i wouldnt bother for road use!

I used to run one and swap for every mot but I became paranoid since police started cracking down on them a few years ago!

Its all about making the car lighter and these days!

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Proud Member of the ASTOR Owners Club

When ever I've had cars written off in the past no one checks if there's a decat or even anything close to that they come look at the car say oh yeh that's royally f**ked let's write that off then and that's it... even the last time an old boy crashed into my hdi estate and wrote it off big time they came and collected the car from my work on a low loader and took it for inspection.

Had a decat on.... rang me up later that day and said they were writing it off then I bought it back for parts and they delivered it back to me.

No one's bothered about looking for a decat as long as he rest of the car is sound and has decent tread on the tyres.

An mot is at time of test. If it passed at time of test (with a cat on) and then the cat was removed after the test the car still has a valid mot in the eyes of the insurer and a decat can in no way contribute to an accident....

Only thing to worry about would be if you happened to be unlucky enough to get tugged by Vosa (now DVSA) for a random spot check.

Also every single mod on both my cars is declared to insurance and every time I mention they both have exhausts do you want to know the details etc they always say "no we just put exhaust system changes" and that's with 3 different insurance company's now.

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Black power baby! SUUUUUPERCHARGED
Seat Leon FR TDI 190BHP 300lbft daily gti-6 killer :p
12x 306's owned so far

Cambelts, clutches, service work carried out on All makes and models, Peugeot Citroen / mitsubishi specialist.
Pug planet / Citroen Lexia diagnostics / code reads available.

That might or might not be true depending on the circumstances of your accident, which copper/insurance company looks at it etc. There might be a sudden enthusiasm next week to check written-off cars for decats, we just don't know.



No. The reverse is the case. If the car has a valid MOT but - for example - since the test the tyres have gone below the legal tread limit it is not roadworthy despite the valid MOT, there may be a prosecution and the claim will be declined. It is unarguably the owner's responsibility to make sure a vehicle remains roadworthy at all times. If a decat would not pass a MOT the insurance company could well argue the car did not meet the roadworthiness standard.

You might get away with it but, no matter how you cut it, the fact is that you are potentially giving the insurance company a reason to decline a claim. Your mitigation strategy is to assert that a decat could not cause an accident and hope they don't find out about it. The key flaw in your reasoning is that insurance companies will decline a claim if they find a reason to do so, as it makes their bottom line look better at the end of the year and the fat cats can pay themselves a bigger bonus as a result.

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Cherry Rallye SOLD