Post #6
To be honest mine'd probably be about £3k to replace like-for-like, and I just don't bother insuring it having looked at some of the quotes.
£100 a day, 40 trackdays and you've paid for an entire car. The cover is often only for crash damage, so if you're engine explodes (which is far more likely) you can still end up paying out anyway. If it falls off the trailer on the way there, also not covered as you're not on the track.
Don't get me wrong, £3k is an awful lot of money and I couldn't afford to re-build it. But at the same time if I had an incident and completely destroyed it I'm not going to have to sell my house, I'm not going to end up living in a box and I'll still eat. It's just that knowing what companies are like for trying to get out paying (and the fact I resent paying for insurance when I *have* to) I simply don't think it's worth it.
That's just me, but something to consider.
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