displaying posts 1 to 7 of 7

Author Subject: Track day insurance
aknight

Regular

Location: Stilton

Registered: 12 Dec 2002

Posts: 348

Status: Offline

Post #1
Hi,
Anyone have any recommendation, the company I used last time (Moris) have stopped covering track days at the moment and the company they pointed me to (REIS) would like £73.37 for cover ( including a £33 admin fee..)Thumbs down
Any more thoughts??Roll eyes
Thanks.

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Team 330mm.Team Rallye.
Posted 8th Nov 2011 at 12:36
barry.rs

Seasoned Pro

Location: South West

Registered: 03 Apr 2003

Posts: 7,389

Status: Offline

Posted 8th Nov 2011 at 12:50
owain

Seasoned Pro

Location: Essex

Registered: 20 May 2009

Posts: 9,185

Status: Offline

Post #3
What's the car and what's it worth?

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Posted 8th Nov 2011 at 13:43
aknight

Regular

Location: Stilton

Registered: 12 Dec 2002

Posts: 348

Status: Offline

Post #4


They came back with £73.00 including £30 admin fee Unsure

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Team 330mm.Team Rallye.
Posted 8th Nov 2011 at 16:56
aknight

Regular

Location: Stilton

Registered: 12 Dec 2002

Posts: 348

Status: Offline

Post #5
owain wrote:
What's the car and what's it worth?


306 Rallye , All quotes have been with the same info and the same value for the car with all the mods of £4000(like for like replacement).Dunno

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Team 330mm.Team Rallye.
Posted 8th Nov 2011 at 16:58
owain

Seasoned Pro

Location: Essex

Registered: 20 May 2009

Posts: 9,185

Status: Offline

Post #6
To be honest mine'd probably be about £3k to replace like-for-like, and I just don't bother insuring it having looked at some of the quotes.

£100 a day, 40 trackdays and you've paid for an entire car. The cover is often only for crash damage, so if you're engine explodes (which is far more likely) you can still end up paying out anyway. If it falls off the trailer on the way there, also not covered as you're not on the track.

Don't get me wrong, £3k is an awful lot of money and I couldn't afford to re-build it. But at the same time if I had an incident and completely destroyed it I'm not going to have to sell my house, I'm not going to end up living in a box and I'll still eat. It's just that knowing what companies are like for trying to get out paying (and the fact I resent paying for insurance when I *have* to) I simply don't think it's worth it.

That's just me, but something to consider.

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Posted 8th Nov 2011 at 17:06
redrallye

rimjaw

Location: At the limit of adhesion

Registered: 09 Aug 2004

Posts: 28,753

Status: Offline

Post #7
Save yourself some money and just don't crash Thumbs up

Never taken it out in 30 odd trackdays so the way I see it I've saved myself easily the value of any repairs. Didn't even take any out when I had my Makinen and I paid £15k for that!

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Posted 8th Nov 2011 at 18:45

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